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Message from Michelle
 
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Hello fellow money conscious ones!
 
I've been there... I know it can all seem to much, the bills pile up and there always seems to be more money going out than coming in.
 
When I got serious about wanting to change my spending habits, I used to use envelopes to organise my weekly budget.  It was just too messy and I felt weird handing money over to someone from an envelope.  I designed the Personal Budget Organiser so I could have my budget sorted and still have all my necessary cards and coins and still have a "normal" ladies wallet.
 
The Personal Budget Organiser has me back in control of my money.  When I use cash and can see it there in my wallet, I am more attached to it and less likely to waste it on impulse spending.
 
I know you'll love the PBO™, just like me and 1000's of others getting themselves back on track.
 
 
 
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If you want to know how to take back financial control of your life so you get to live the life you want, ask yourself the following questions...

Does a lack of money impact on...

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  "The amount of money you have has go nothing to do with what you earn. 

It's not what you earn, it's what you spend. "

- Financial Literacy Board Chairman, Paul Clitheroe -

Rescue your household budget with this very successful Money Management Tool!
 
USE CASH and organise it according to your budget with a
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Join 1000's of members and Personal Budget Organiser fanatics and save your money today!!

The simple act of commitment to your financial freedom and happiness begins now -  The path to a life of financial freedom and enrichment!    

Making the decision to at least find out how you can make the most of your household budget and life is something most people never, ever do. 

Some of things you can access for FREE are: Please refer this free area to your family and friends.  We are able to offer you expert information and perhaps even external product discounts (eg amazon vouchers, itunes etc...) by having more members - so please refer us on!

Further products and services available are...

This website has been created by Michelle House , the creator of the Personal Budget OrganiserMichelle is a wife and mother of 3 young children with a passion for getting the most out of her dollar!  Her desire to share her thoughts and ideas about managing money has created this webiste. She is well known in Brisbane, Australia via her appearances on a television program as their budgeting expert.  You can see some of the televsion stories here and you can read more about Michelle at this page.

The team at SecretBudget.net are commited to providing you the best possible service at all times.  We have a number of ways to encourage and support you with saving money and managing your household budget. 

 

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Free Fun - Week 6
So after being out of the house almost all of last weekend at the seminar, we decided to have a weekend adventure closer to home.  Like everyone the usual chores had to be done, and of course the lawn needed a good mow after the week’s rain.

We have been driving past the development of the Kangaroo Point Cliff Park since it commence a year or so ago, and now that it is finished we decided to take a picnic and check it out.  As luck would have it parking was a breeze on Sunday afternoon and the park itself was relatively empty.  There is loads of vantage points to view the city (will be great for New Years Eve and River Fire celebrations), and of course lots of lovely fresh lawn to relax on.  In addition there are several BBQ’s and it looks as though the cafe is almost ready to open complete with a liquor license!

We took a very basic picnic of sandwiches and drinks and found a shady spot to enjoy the surrounds and read.  As a side note; that would be one thing that I would point out,  shade at the moment is at a premium so until the trees become more established I would recommend visiting at early morning or late afternoon during the summer months.

Why don’t you find a local spot that you haven’t been to before, or not for a long time, pack a picnic, grab a book or games for the kids and get out in the fresh air and enjoy the many green spaces Brisbane has to offer, they are pretty much all free!

Have a wonderful week!

 
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