Hi, I'm Michelle the creator of the Personal Budget Organiser. Another interest rate is likely today and householders are feeling a bit jittery. What are you doing to cope with extra repayments on your mortgage? How are you stretching your dollar that little bit further? Finances can be a relationship strain as well; how are you coping with your husband, kids etc...
In times like these I take a few moments, take a breath and re-assess my budget. It's on ongoing thing and needs to be looked at on a regular basis. I'm sure with a little bit of "luxury" sacrifice you will be able to find the extra $20 or so that you may need for your repayments.
Don't forget, rising interest rates effect all other personal debt as well; variable rate loans, credit cards, etc... Also, check out what this means on any 4 year interest free loans that you may have.
I'm available anytime this week to answer any questions you may have.
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A great big thank you to the Ipswich City Council for having me out in April to speak with the community about money management. Your Mayor and council are to be congratulated for their wonderful intiatives in your community. I was delighted to be asked to present to you all, it was wonderful to meet so many of you!
Congratulations also to those who "stepped up" and attended the Back to Basics workshop as part of the Money Master Class series.
The GFC, rising interest rates and general cost of living, combined with the floods in January have put some you in difficult circumstances. I trust that you will use the information from the seminars to help you get back on track.
Are you looking for a secure financial future? You need to start with your household budget. Click here for more info on how we can tailor make a solution for you.
DID YOU KNOW? Sessions can be held in the workplace as part of your employee development scheme.
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