If you want to know how to take back financial control of your life so
you get to live the life you want, ask yourself the following
questions...
Does a lack of money impact on...
"The amount of money you have has go nothing to do with what you earn.
It's not what you earn, it's what you spend. "
- Financial Literacy Board Chairman, Paul Clitheroe -
Message from Michelle
Hello fellow money conscious ones!
I've been there... I know it can all seem too much, the bills
pile up and there always seems to be more money going out than coming in. It was time for me to get BACK TO BASICS!
I was stuck in this spending spiral and not knowing where it was going in and being constantly disorganised was costing me a fortune in food (and it wasn't healthy food!). When I got serious about wanting to change my spending habits, I
used to use envelopes to organise my weekly budget. It was just too
messy and I felt weird handing money over from an envolope. So, I
designed the Personal Budget Organiser so I could have my budget sortedand visible. It still has room for all my necessary cards and coins and it looks like "normal" ladies wallet.
The Personal Budget Organiser has me back in control of my
money. When I use cash and can see it there in my wallet, I am more
attached to it and less likely to waste it on impulse spending. It's
much harder for me to break a $50 note!
Planning is another key to success with money management. A simple meal plan can save loads and there are no more excuses for buying unhealthy food!
I know you'll love the PBO™, just like me and 1000's of others getting themselves back on track.
A great big thank you to the Ipswich City Council for having me out in April to speak with the community about money management. Your Mayor and council are to be congratulated for their wonderful intiatives in your community. I was delighted to be asked to present to you all, it was wonderful to meet so many of you!
Congratulations also to those who "stepped up" and attended the Back to Basics workshop as part of the Money Master Class series.
The GFC, rising interest rates and general cost of living, combined with the floods in January have put some you in difficult circumstances. I trust that you will use the information from the seminars to help you get back on track.
Are you looking for a secure financial future? You need to start with your household budget. Click here for more info on how we can tailor make a solution for you.
DID YOU KNOW? Sessions can be held in the workplace as part of your employee development scheme.
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