Secret Budget™ and My PBO™ are the
creation of Michelle House, an avid supporter of the household
budget.
As a wife and mother of three, Michelle
is always on a budget. Several years ago when she returned from
travelling with her husband, Michelle realised they needed to adhere
to a strict household budget and tried numerous ways to keep track of
their money.
Initially she started by separating
cash from the household budget into envelopes then moved on to a
bulky and rather unattractive plastic filing credenza. Eventually
she found both methods cumbersome but wasn’t sure what to try next.
Michelle couldn’t understand why,
when so many people had a household budget, that there were no
wallets available with compartments where cash could simply be filed
according to the expense it was for.
She decided to design her own and after
the legal processes and trade marking of her design were complete,
the My PBO™ concept was born.
Secret Budget™ builds on the success
that people using My PBO™ have had in maintaining their
household budgets. It encourages people to achieve their financial
goals and assists them with tried and proven techniques for household
budgeting.
If you have any questions about Secret
Budget or My PBO™, please feel free to contact us.
30 Day Challenge
do you need some inspiration?
are you looking for some motivation?
do you just to get organised?
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to be involved in our 30 day challenge!
Send us your name and email address and we'll help you get back on track!
The 30 day challenge kicks off at the beginning of each month.
A great big thank you to the Ipswich City Council for having me out in April to speak with the community about money management. Your Mayor and council are to be congratulated for their wonderful intiatives in your community. I was delighted to be asked to present to you all, it was wonderful to meet so many of you!
Congratulations also to those who "stepped up" and attended the Back to Basics workshop as part of the Money Master Class series.
The GFC, rising interest rates and general cost of living, combined with the floods in January have put some you in difficult circumstances. I trust that you will use the information from the seminars to help you get back on track.
Are you looking for a secure financial future? You need to start with your household budget. Click here for more info on how we can tailor make a solution for you.
DID YOU KNOW? Sessions can be held in the workplace as part of your employee development scheme.
