Secret Budget™ and My PBO™ are the
creation of Michelle House, an avid supporter of the household
budget.
As a wife and mother of three, Michelle
is always on a budget. Several years ago when she returned from
travelling with her husband, Michelle realised they needed to adhere
to a strict household budget and tried numerous ways to keep track of
their money.
Initially she started by separating
cash from the household budget into envelopes then moved on to a
bulky and rather unattractive plastic filing credenza. Eventually
she found both methods cumbersome but wasn’t sure what to try next.
Michelle couldn’t understand why,
when so many people had a household budget, that there were no
wallets available with compartments where cash could simply be filed
according to the expense it was for.
She decided to design her own and after
the legal processes and trade marking of her design were complete,
the My PBO™ concept was born.
Secret Budget™ builds on the success
that people using My PBO™ have had in maintaining their
household budgets. It encourages people to achieve their financial
goals and assists them with tried and proven techniques for household
budgeting.
If you have any questions about Secret
Budget or My PBO™, please feel free to contact us.
So after being out of the house almost all of last weekend at the
seminar, we decided to have a weekend adventure closer to home. Like
everyone the usual chores had to be done, and of course the lawn needed
a good mow after the week’s rain.
We have been driving past the development of the Kangaroo Point Cliff Park
since it commence a year or so ago, and now that it is finished we
decided to take a picnic and check it out. As luck would have it
parking was a breeze on Sunday afternoon and the park itself was
relatively empty. There is loads of vantage points to view the city
(will be great for New Years Eve and River Fire celebrations),
and of course lots of lovely fresh lawn to relax on. In addition there
are several BBQ’s and it looks as though the cafe is almost ready to
open complete with a liquor license!
We took a very basic picnic of sandwiches and drinks and found a
shady spot to enjoy the surrounds and read. As a side note; that would
be one thing that I would point out, shade at the moment is at a
premium so until the trees become more established I would recommend
visiting at early morning or late afternoon during the summer months.
Why don’t you find a local spot that you haven’t been to before, or
not for a long time, pack a picnic, grab a book or games for the kids
and get out in the fresh air and enjoy the many green spaces Brisbane has to offer, they are pretty much all free!
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